Stupid name is just a placeholder…

But it comes from thinking about what stops people from letting the homeless take shelter in unused rooms, spaces and buildings. A key concern is that they will steal or do damage. So naturally you provide the barest of minimums. Potentially just a foam mattress on the floor.

There are other concerns obviously, so this is just the beginning of an idea…

In reality, few homeless people would bite the hand that feeds them, with the strong exception of drug addicts. So while the fear of theft or damage is real, it won’t happen very often.

The idea: participants are covered by an insurance of sorts – if the person you provide shelter for does such a thing, you get fully compensated.

The cost of covering such events will be minuscule compared to other solutions.