Businesses offer 5% off for cash for anyone carrying the Cash5 card. That person also gets points and bragging rights.

The business itself saves 0.5-2.5% in transaction fees, but incurs cash handling costs.

Plenty of businesses are happy to pay a 5% reward fee for anything that gets customers in the door. But also, regular customers might take advantage of it.

All Cash5 transactions are recorded, so no tax dodging is possible. However individual businesses could offer it “off card”.

Why it works:

• Doing so makes a statement against the digital now
• Keeps cash alive
• Like-minded people will frequent the same businesses

The last point is pertinent. Such businesses become venues where counter-culture folk can meet. A lawyer offering Cash5 is perhaps more likely to understand your situation.

It has real world value but ultimately is a way of connecting people, not unlike the African-American barber shops.